El Niño Calls for Flood Insurance

It may be counterintuitive to consider extreme flooding in California in its current state of severe drought, but the Federal Emergency Management Agency (FEMA) is strongly urging residents to invest in flood insurance.

The upcoming El Niño season is expected to be one of the strongest in history, and since most insurance policies do not include flood coverage, it is something to consider before the predicted January rainstorms.

New insurance policies generally take 30 days to go into effect, so now would be the time to purchase. For those in doubt about the risk. 37.4 percent of paid claims in California have reportedly been due to El Niño seasons.